Your money.
Your rules.

Tap to pay. Spend anywhere. Total control. The first truly sovereign finance app.

Traditional money
has limits.

Every transaction waits for approval. Every transfer crosses checkpoints. Your money currently moves only when others allow it to.

It's time to break the loop.

XIP removes
the barriers.

⚡️

Instant Tap

Touch phones. Payment done. Lightning Network integration makes it instant and practically fee-less.

💳

Global Card

Spend your assets anywhere cards are accepted. Real-time conversion at the point of sale.

🛡

Non-Custodial

Direct payments between people. Nobody in the middle. You hold the private keys.

Simple by design.

1

Load Wallet

Connect bank or crypto

2

Tap Phone

NFC makes it instant

3

Settled

Funds arrive instantly

"Control your money,
control your life."

Take control today.